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Are There Possible Steps To Improve Your Credit Score In 24hours?

Category : First Aid

By Tim H Lambert

Most people choose to use credit in buying things like a new house, cars, jewelries and many more. They do that because they cannot afford to buy it outright hence they resort to pay the commodity on a monthly basis. However, not all loans are being approved because lenders consider factors before lending money to the borrowers. The most significant factor is your credit score that reflects our credit history. Credit score is a three digit number that is calculated using complex algorithm by the three credit bureaus based primarily on your credit history. Your score can go from poor, to middle, to good up to the magical score of 720 above where any types of credit are allowed without the hassle of verifications. Credit scoring can go for as low as 200 and as high as 850. If you have a poor credit scoring, you may end up being rejected to the loans that you want thus you must take necessary steps to improve your credit score. Unfortunately, most people had a limited time to increase their credit score especially in the case that you really need to be approved for the loan. To improve your credit score in 24 hours need great effort in your part so that you can be eligible for the loan that you want.

Fortunately for you, recent breakthroughs in modern technology make it possible to improve your credit score in one day and it can save you thousands of dollars. You might be surprised that there are clients that raised credit scores in just two hours. There are many proven ways to increase credit score in a week or less. One company offered a system called rapid re-score that is offered only in your mortgage officer. With this technique, leg work is a must in order to alter your information on your credit report by yourself. For example, you must pay off collections or liens in a span of a week. The rapid re-score system provides a second look on your credit score the end of a week therefore improvements, if any, will appear on your second credit score.

[youtube]http://www.youtube.com/watch?v=JnY9Op8tJLg[/youtube]

The above technique requires assistance from a company, but there are also do-it-yourself credit repair steps that can improve your credit score in 24 hours. It is very necessary to payoff your collections. You must pay all kinds of collections whether it is the smallest collection item or the biggest one. For example, paying a $30 parking ticket can increase your credit score up to 15 – 30 points. Unpaid collection can hurt your score by as much as 20 points. After paying them off, you must obtain a letter from your creditor. These letters are termed payoff letter or deletion letter. After receiving those letters, fax them right away to the credit bureaus if possible, try to talk to them using the phone and coordinate a quick alteration in your credit scores. Also, you should obtain three lines of credit that are unsecured. Hence, if you have extra credit cards that you want to close, close them. You would be amazed that these can increase your score fast by doing these simple and easy steps.

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Source:

isnare.com

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isnare.com/?aid=528242&ca=Finances


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Living with HIV during COVID-19: Wikinews talks to HIV-positive sex workers about how pandemic has affected their lives

Category : Uncategorized

Thursday, July 9, 2020

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Dairy cattle with names produce more milk, according to new study

Category : Uncategorized

Thursday, January 29, 2009

Giving a cow a name and treating her as an individual with “more personal touch” can increase milk production, so says a scientific research published in the online “Anthrozoos,” which is described as a “multidisciplinary journal of the interactions of people and animals”.

The Newcastle University‘s School of Agriculture, Food and Rural Development’s (of the Newcastle University Faculty of Science, Agriculture and Engineering) researchers have found that farmers who named their dairy cattle Ermintrude, Daisy, La vache qui rit, Buttercup, Betsy, or Gertrude, improved their overall milk yield by almost 500 pints (284 liters) annually. It means therefore, an average-sized dairy farm’s production increases by an extra 6,800 gallons a year.

“Just as people respond better to the personal touch, cows also feel happier and more relaxed if they are given a bit more one-to-one attention,” said Dr Catherine Douglas, lead researcher of the university’s School of Agriculture, Food and Rural Development. “By placing more importance on the individual, such as calling a cow by her name or interacting with the animal more as it grows up, we can not only improve the animal’s welfare and her perception of humans, but also increase milk production,” she added.

Drs Douglas and Peter Rowlinson have submitted the paper’s conclusion: “What our study shows is what many good, caring farmers have long since believed. Our data suggests that, on the whole, UK dairy farmers regard their cows as intelligent beings capable of experiencing a range of emotions.” The scientific paper also finds that “if cows are slightly fearful of humans, they could produce [the hormone] cortisol, which suppresses milk production,” Douglas noted. “Farmers who have named their cows, probably have a better relationship with them. They’re less fearful, more relaxed and less stressed, so that could have an effect on milk yield,” she added.

South Norfolk goldtop-milk producer Su Mahon, one of the country’s top breeder of Jersey dairy herds, agreed with Newcastle’s findings. “We treat all our cows like one of the family and maybe that’s why we produce more milk,” said Mrs Mahon. “The Jersey has got a mind of its own and is very intelligent. We had a cow called Florence who opened all the gates and we had to get the welder to put catches on to stop her. One of our customers asked me the other day: ‘Do your cows really know their names?’ I said: I really haven’t a clue. We always call them by their names – Florence or whatever. But whether they really do, goodness knows,” she added.

The researchers’ comparative study of production from the country’s National Milk Records reveals that “dairy farmers who reported calling their cows by name got 2,105 gallons (7,938 liters) out of their cows, compared with 2,029 gallons (7,680 liters) per 10-month lactation cycle, and regardless of the farm size or how much the cows were fed. (Some 46 percent of the farmers named their cows.)”

The Newcastle University team which has interviewed 516 UK dairy farmers, has discovered that almost half – 48% – called the cows by name, thereby cutting stress levels and reported a higher milk yield, than the 54% that did not give their cattle names and treated as just one of a herd. The study also reveals cows were made more docile while being milked.

“We love our cows here at Eachwick, and every one of them has a name,” said Dennis Gibb, with his brother Richard who co-owns Eachwick Red House Farm outside of Newcastle. “Collectively, we refer to them as ‘our ladies,’ but we know every one of them and each one has her own personality. They aren’t just our livelihood, they’re part of the family,” Gibb explained.

“My brother-in-law Bobby milks the cows and nearly all of them have their own name, which is quite something when there are about 200 of them. He would be quite happy to talk about every one of them. I think this research is great but I am not at all surprised by it. When you are working with cows on a daily basis you do get to know them individually and give then names.” Jackie Maxwell noted. Jackie and her husband Neill jointly operate the award-winning Doddington Dairy at Wooler, Doddington, Northumberland, which makes organic ice cream and cheeses with milk from its own Friesian cows.

But Marcia Endres, a University of Minnesota associate professor of dairy science, has criticized the Newcastle finding. “Individual care is important and could make a difference in health and productivity. But I would not necessarily say that just giving cows a name would be a foolproof indicator of better care,” she noted. According to a 2007 The Scientist article, named or otherwise, dairy cattle make six times more milk today than they did in the 1990s. “One reason is growth hormone that many U.S. farmers now inject their cows with to increase their milk output; another is milking practices that extend farther into cows’ pregnancies, according to the article; selective breeding also makes for lots of lactation,” it states.

Critics claimed the research was flawed and confused a correlation with causation. “Basically they asked farmers how to get more milk and whatever half the farmers said was the conclusion,” said Hank Campbell, author of Scientific Blogging. In 1996, the Department for Environment, Food and Rural Affairs provided for a complex new cattle passport system where farmers were issued with passport identities. The first calf born under the new regime were given names like “UK121216100001.”

Dr Douglas, however, counters that England doesn’t permit dairy cattle to be injected hormones. The European Union and Canada have banned recombinant bovine growth hormone (rGBH), which increases mastitis infection, requiring antibiotics treatment of infected animals. According to the Center for Food Safety, rGBH-treated cows also have higher levels of the hormone insulin-like growth factor 1 (IGF1), which may be associated with cancer.

In August 2008, Live Science published a study which revealed that cows have strange sixth sense of magnetic direction and are not as prone to cow-tipping. It cited a study of Google Earth satellite images which shows that “herds of cattle tend to face in the north-south direction of Earth’s magnetic lines while grazing or resting.”

Newcastle University is a research intensive university in Newcastle upon Tyne in the north-east of England. It was established as a School of Medicine and Surgery in 1834 and became the “University of Newcastle upon Tyne” by an Act of Parliament in August 1963.

The School of Agriculture, Food and Rural Development is a school of the Newcastle University Faculty of Science, Agriculture and Engineering, a faculty of Newcastle University. It was established in the city of Newcastle upon Tyne as the College of Physical Science in 1871 for the teaching of physical sciences, and was part of Durham University. It existed until 1937 when it joined the College of Medicine to form King’s College, Durham.

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Wikinews interviews Rocky De La Fuente, U.S. Democratic Party presidential candidate

Category : Uncategorized

Thursday, March 31, 2016

Businessman Rocky De La Fuente took some time to speak with Wikinews about his campaign for the U.S. Democratic Party’s 2016 presidential nomination.

The 61-year-old De La Fuente resides in San Diego, California, grew up in Tijuana, and owns multiple businesses and properties throughout the world. Since getting his start in the automobile industry, De La Fuente has branched out into the banking and real estate markets. Despite not having held or sought political office previously, he has been involved in politics, serving as the first-ever Hispanic superdelegate to the 1992 Democratic National Convention.

De La Fuente entered the 2016 presidential race last October largely due to his dissatisfaction with Republican front-runner Donald Trump. He argues he is a more accomplished businessman than Trump, and attacks Trump as “a clown,” “a joke,” “dangerous,” and “in the same category as Hitler.” Nevertheless, De La Fuente’s business background begets comparisons with Trump. The Alaskan Midnight Sun blog described him as the Democrats’ “own Donald Trump.”

While receiving only minimal media coverage, he has campaigned actively, and according to the latest Federal Election Commission filing, loaned almost US$ 4 million of his own money to the campaign. He has qualified for 48 primary and caucus ballots, but has not yet obtained any delegates to the 2016 Democratic National Convention. Thus far, according to the count at The Green Papers, De La Fuente has received 35,406 votes, or 0.23% of the total votes cast. He leads among the many lesser-known candidates but trails both Senator Bernie Sanders who has received nearly 6.5 million votes and front-runner Hillary Clinton who has just shy of 9 million votes.

With Wikinews reporter William S. Saturn?, De La Fuente discusses his personal background, his positions on political issues, his current campaign for president, and his political future.

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Choosing The Best Investment Options For Your Ira

Category : Music Chart

byAlma Abell

When choosing investments for your portfolio, there are many considerations to take before opening an IRA and filling it with investments. You must consider your age and how close you are to retirement, the type of IRA you’re opening, and which investments you feel comfortable with. Some people mistakenly believe that an IRA is a separate investment, similar to a stock or bond. However, the IRA is more like a holding place for your investments and allows them to grow tax free while your retirement nest egg builds.

With the right investment portfolio, your IRA can grow to a substantial amount and leave you with a secure financial future. If you need help opening an IRA in the Colusa area, it’s best to visit with a financial advisor to discuss your needs and learn about the different types of investments best for you at your stage in life.

Purchasing StocksThe younger you are the more favorable it is to purchase stocks. There is never a non-risky time to purchase stocks, and the stories of people becoming millionaires overnight are far and few between. However, stocks can provide financial security if you invest in the right ones and do so at an age that if there is a hiccup in the stock market and things drop, you have the time to wait for it to rebound without worrying about your retirement funds. Stocks can help you quickly build up an IRA, and Colusa financial advisors should be able to recommend stable stocks for your portfolio.

Mutual FundsA mutual fund is one where investors share a particular fund. Many people use managed funds to allow educated financial investors to make decisions on which fund is best for an investor’s portfolio. This works well for many people because rather than invest thousands in stocks and bonds, you can invest a lower amount and own parts of different shares.

A newer type of fund is an exchange traded fund, where funds are traded on the market just like stocks and bonds. Again, these are often managed funds that investors use to build a diversified portfolio for retirement. When taking out an IRA, Colusa financial advisors will be able to determine if you’re better off with traditional mutual funds or if you should try exchange traded funds. There are other options, such as direct cash deposits into your IRA, so make sure your financial agent explains all forms of investments.

To learn more about an IRA in Colusa, visit Ryanwealth.com.


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Living with HIV during COVID-19: Wikinews talks to HIV-positive sex workers about how pandemic has affected their lives

Category : Uncategorized

Thursday, July 9, 2020

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UK Wikinews Shorts: July 8, 2013

Category : Uncategorized

A compilation of brief news reports for Monday, July 8, 2013.

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Former U.S. intelligence agent Tony Mendez, architect of ‘Argo’ rescue, dies at 78

Category : Uncategorized

Tuesday, January 22, 2019

Former United States Central Intelligence Agency agent Tony Mendez died Saturday, aged 78, at a Frederick, Maryland assisted living facility. Mendez is known for organizing the safe return in 1980 of several U.S. nationals who had hidden in the Canadian embassy during the Iran Hostage Crisis.

Former CIA deputy director Michael Morell praised Mendez on Twitter: “Tony was one of the best officers to ever serve at CIA. His work was unique, and it help to protect our nation in significant ways. He will be missed. May he Rest In Peace.”

Mendez once told The Washington Post he considered himself “an artist first.” He worked as a draftsman before applying for a graphic artist job in 1965 that turned out to be at the CIA. Mendez spent most of his 25-year career at posts outside the U.S., many in Asia. He specialized in removing people from areas that had become dangerous for them, a process called “exfiltration.” He studied Hollywood makeup and special effects for use in his work, later titling his memoir The Master of Disguise.

Mendez’s wife Jonna Mendez, also CIA, said, “He could be Pakistani, he could be Mexican, he could be from a lot of different countries[…] It was incredible to work with my husband.”

In 1979, revolutionaries took control of Iran and captured the U.S. embassy, taking dozens of people there hostage. They would be held for 444 days. Six other U.S. diplomats fled to the Canadian embassy and hid until Mendez and another agent successfully smuggled them out of the country disguised as a Canadian film crew working on a supposed movie called Argo. The events were nicknamed “the Canadian Caper” and later made into an Academy Award-winning film of the same name — Argo — in 2012, with Ben Affleck directing and playing Mendez.

For his work, Mendez was awarded the Intelligence Star by then-U.S.-president Jimmy Carter, though the CIA’s involvement in the Argo rescue remained a secret until 1997.

Affleck tweeted, “Tony Mendez was a true American hero. He was a man of extraordinary grace, decency, humility and kindness. He never sought the spotlight for his actions, he merely sought to serve his country. I’m so proud to have worked for him and to have told one of his stories.”

According to his publicist, Mendez died of Parkinson’s disease. He is survived by his wife, Jonna, three children from two marriages, two grandchildren, and his sisters. Another son has predeceased him. He has authored three books, one with his wife. A fourth, also co-written with Jonna Mendez, is due out in May.

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Common Reasons For Undergoing Eyelid Surgery In Wichita, Ks

byadmin

Sometimes the appearance of an individual’s eyelids causes them to look like they are tired when they aren’t. As people age, their skin loses its youthful elasticity, and one of the first places this occurs is the area under and around the eyes. Thus, the upper eyelid begins to sag or droop and pockets of fatty tissue begin to develop beneath the eyes. Over the years, the muscles weaken and the skin stretches, allowing the fatty deposits to form. In many individuals, there is also a hereditary component involved as well.

Fortunately, many of these issues can be addressed through Eyelid Surgery in Wichita KS. Blepharoplasty, the medical term for eyelid surgery, is mostly performed for cosmetic reasons, however, some cases have medical relevance and as such are likely to be covered by insurance. Medical reasons for eyelid surgery include having an obstructed field of vision due to droopy eyelids or difficulty wearing contact lenses or eyeglasses due droopy eyelids or excessive fat deposits under the eye.

Regaining a youthful experience or obtaining an overall improved appearance are the primary reasons for undergoing this optional surgical procedure. Eyelid surgery is performed under anesthesia on an outpatient basis. A typical procedure involves removing the loosened skin, removing or redistributing fat deposits, and tightening the tissues and muscles.

Droopy eyelids, or ptosis, is the medical term used to describe the condition where the upper eyelid droops downward, affecting one or both eyes. The condition can be congenital, or can develop following surgical eye procedures such as cataracts, where the eyelid is manipulated during surgery, thus weakening the muscles responsible for holding the eye open. Other reasons such as stroke or head trauma can result in ptosis as well.

Click here to learn more about the types of eyelid surgeries that can be performed on either the upper or lower lids, or both, if necessary. Depending on what the surgeon deems is necessary, either excess muscle, skin, or fat may be removed. Incisions are typically performed in the eyelid’s natural crease to minimize any scarring.

Blepharoplasty, or eyelid surgery in Wichita, KS, are primarily done so by ophthalmologists or oculoplastic surgeons (a specialty of ophthalmology). Other medical professionals such as plastic surgeons, ENT surgeons, and oral and maxillofacial doctors are also skilled in performing cosmetic eyelid surgery.


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US Senator Robert Byrd dies at age 92

Category : Uncategorized

Tuesday, June 29, 2010

Senator Robert Byrd, the longest serving member of the United States Congress, died yesterday at the age of 92.

A spokesman for the Democratic Senator from the state of West Virginia said Byrd had been hospitalized since last week. At first he was thought to have been suffering from heat exhaustion and severe dehydration but other medical conditions developed. On Sunday, his condition was described as “serious”.

Byrd was first elected to the U.S. House of Representatives in 1952 and to the U.S. Senate in 1958. He suffered from ill health in recent years but retained his reputation for securing millions in federal funding for his home state.

Throughout his career in the U.S Senate he held positions including Senate Majority Whip, Majority Leader twice and Minority Leader once. Due to his status as the longest serving Senator, Byrd was serving as President pro tempore of the United States Senate, which made him third in line in the Presidential line of succession. Senator Daniel Inouye of Hawaii has been sworn in as the new President pro tempore.

Byrd served nine terms in the Senate and was labeled by critics as the “King of Pork”. He used his former chairmanship of the Senate Appropriations Committee to steer over one billion dollars in federal aid to West Virginia, one of the poorest states in the country, described by him as, “one of the rock bottomest [sic] of states”.

Byrd took the title to heart and had no apologies about it, saying, “Pork, to the critic, is service to the people who enjoy some of the good things in life, and I’ve been happy to bring to West Virginia the projects to which they refer. I have no apology for it.”

Byrd was originally born as Cornelius Calvin Sale, Jr. on November 20, 1917. He grew up in the coal mining regions of southern West Virginia with his aunt and uncle, who adopted him following the death of his mother in the 1918 flu pandemic. He was the valedictorian of his high school class, but could not afford college and did not attend university courses until his 30s and 40s.

The Senator had a fondness for history, and included excerpts of poetry, Shakespeare, Greek and Roman classics along with verses from the Bible in his Senate speeches. He considered himself a staunch defender of United States Constitution, and carried a copy of it in his pocket. Byrd was versed in parliamentary procedure using some of the Senate’s arcane rules to his advantage. He received awards from the American Historical Association and the Organization of American Historians for significant contributions to history.

Byrd had his share of controversy. He was at one time a member of the Ku Klux Klan, serving as the top officer of his local chapter and once held racial segregationist views. Byrd was involved in the filibuster against the landmark Civil Rights Act of 1964, which he voted against. Byrd later explicitly and repeatedly denounced his former segregationist views.

Byrd is the only Senator to have voted against the nominations of African-American Supreme Court justices Thurgood Marshall and Marshall’s successor following his retirement, Clarence Thomas. Byrd’s opposition of Thomas was based on the testimony of Anita Hill who accused Thomas of sexually harassing her and due to the fact that Byrd felt Thomas was “injecting racism” into the debate by using the phrase “high-tech lynching of uppity blacks” in his defense against the allegations.

Byrd, who supported the Vietnam War, was one of the most outspoken critics of the War in Iraq. He voted against the Iraq War Resolution. Byrd spoke on the eve the invasion saying, “Today I weep for my country. […] No more is the image of America one of strong, yet benevolent peacekeeper. The image of America has changed. Around the globe, our friends mistrust us, our word is disputed, our intentions are questioned. Instead of reasoning with those with whom we disagree, we demand obedience or threaten recrimination.”

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